International Journal on Science and Technology

E-ISSN: 2229-7677   •   Impact Factor: 9.88

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 16 Issue 2 April-June 2025 Submit your research before last 3 days of June to publish your research paper in the issue of April-June.
Submit Research Paper Join as a Reviewer

Plagiarism is checked by the leading plagiarism checker TurnItIn

Call for Paper

Volume 16 Issue 2
2025

Submit your research paper

Indexing Partners
Academia Advanced Sciences Index Bielefeld Academic Search Engine CiteSeer DRJI Google Scholar Independent Search Engine & Directory Network ISI (International Scientific Indexing) Issuu Mendeley Research Networks
RefSeek ResearcherId - Thomson Reuters ResearchGate Scirus Scribd Semantic Scholar UTeM - Universiti Teknikal Malaysia Melaka Wiki for Call for Papers WorldCat Zenodo

Bridging the AI Gap: Adoption Strategies for Small and Medium-sized Banks in a Digital Era

Author(s) Yogesh Kumar
Country United States
Abstract This article explores the opportunities and challenges of artificial intelligence (AI) adoption in small and
medium-sized banks. Through a mixed-methods approach involving comprehensive analysis and
empirical research, the article examines the current state of AI implementation, the potential benefits for
enhancing operational efficiency, improving customer experiences, and gaining competitive advantages,
as well as the barriers faced by smaller banks, such as data accessibility issues, resource constraints,
regulatory compliance, and integration with legacy systems. The article proposes scalable AI solutions
and implementation frameworks, including cloud-based services, collaborative partnerships, phased
strategies, and employee training, to help small and medium-sized banks overcome these challenges. Case
studies of successful AI adoption and lessons learned from implementation challenges provide practical
insights. The findings underscore the significant potential of AI for smaller banks and the importance of
strategic planning, innovation culture, and continuous learning for successful adoption.
Keywords Artificial Intelligence Implementation, Banking Digital Transformation, Legacy System Integration, Regulatory Compliance, Scalable Banking Technology
Field Computer Applications
Published In Volume 16, Issue 1, January-March 2025
Published On 2025-03-22
Cite This Bridging the AI Gap: Adoption Strategies for Small and Medium-sized Banks in a Digital Era - Yogesh Kumar - IJSAT Volume 16, Issue 1, January-March 2025. DOI 10.71097/IJSAT.v16.i1.2698
DOI https://doi.org/10.71097/IJSAT.v16.i1.2698
Short DOI https://doi.org/g892fb
View / Download PDF File

Share this



CrossRef

CrossRef DOI is assigned to each research paper published in our journal.

IJSAT DOI prefix is
10.71097/IJSAT

Downloads
Research Paper Format Copyright Permission Form and Undertaking Form Cover Page Vol 15 Isu 4Cover Page Vol 15 Isu 3Cover Page Vol 15 Isu 2

All research papers published on this website are licensed under Creative Commons Attribution-ShareAlike 4.0 International License, and all rights belong to their respective authors/researchers.

CC-BY-SA Open Access

About IJSAT
Fees & Payment
Current Issue
Publication Archive 		Submit Research Paper
Track Submission Status
Publication Guidelines
Publication Ethics
Peer Review & Plagiarism 		Join as a Reviewer
Editors & Reviewers
Reviewer Referral Program
Get Reviewer Membership Certi. 		Website/Journal Policies
Usage Policy
Content Policies
Privacy Policy
Contact Us Message on WhatsApp +91-9687-182-185 editor@ijsat.org