Cybersecurity Threats in Digital Banking: A Comprehensive Analysis

Author(s)	Sandeep Katuri
Country	United States
Abstract	This comprehensive article explores cybersecurity threats facing digital banking, including phishing, ransomware, and distributed denial-of-service attacks. The content evaluates current security measures while proposing multi-layered defense strategies incorporating zero trust architecture, advanced threat detection, and secure development practices. Special attention is given to the human element through role-based security education and practical simulation exercises. The document highlights real-world case studies involving major financial institutions and identifies emerging challenges such as quantum computing implications, synthetic identity fraud, and supply chain vulnerabilities. Financial institutions can better protect their assets by addressing technical and human factors and maintaining customer trust in an increasingly complex threat landscape.
Keywords	Keywords: Authentication, Banking, Cybersecurity, Encryption, Phishing
Field	Computer
Published In	Volume 16, Issue 1, January-March 2025
Published On	2025-03-22
Cite This	Cybersecurity Threats in Digital Banking: A Comprehensive Analysis - Sandeep Katuri - IJSAT Volume 16, Issue 1, January-March 2025. DOI 10.71097/IJSAT.v16.i1.2655
DOI	https://doi.org/10.71097/IJSAT.v16.i1.2655
Short DOI	https://doi.org/g892fx

About IJSAT Fees & Payment Current Issue Publication Archive	Submit Research Paper Track Submission Status Publication Guidelines Publication Ethics Peer Review & Plagiarism	Join as a Reviewer Editors & Reviewers Reviewer Referral Program Get Reviewer Membership Certi.	Website/Journal Policies Usage Policy Content Policies Privacy Policy

Contact Us	Message on WhatsApp	+91-9687-182-185	editor@ijsat.org

International Journal on Science and Technology