International Journal on Science and Technology

E-ISSN: 2229-7677   •   Impact Factor: 9.88

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 16 Issue 2 April-June 2025 Submit your research before last 3 days of June to publish your research paper in the issue of April-June.
Submit Research Paper Join as a Reviewer

Plagiarism is checked by the leading plagiarism checker TurnItIn

Call for Paper

Volume 16 Issue 2
2025

Submit your research paper

Indexing Partners
Academia Advanced Sciences Index Bielefeld Academic Search Engine CiteSeer DRJI Google Scholar Independent Search Engine & Directory Network ISI (International Scientific Indexing) Issuu Mendeley Research Networks
RefSeek ResearcherId - Thomson Reuters ResearchGate Scirus Scribd Semantic Scholar UTeM - Universiti Teknikal Malaysia Melaka Wiki for Call for Papers WorldCat Zenodo

The Role of Financial Literacy in Investment Patterns: A Descriptive Analysis

Author(s) Ashish Kumar, Dr. Ashutosh Kumar Mishra
Country India
Abstract This study explores the relationship between financial literacy and investment patterns among individuals. Financial literacy, defined as the understanding of financial concepts and the ability to make informed financial decisions, plays a critical role in shaping investment behavior.Financial literacy plays a pivotal role in shaping individuals' investment behaviors and decision-making processes. Financial literacy is a critical determinant of individuals' ability to make informed investment decisions. This study examines the relationship between financial literacy and investment patterns, focusing on how financial knowledge influences investment choices, risk tolerance, and portfolio diversification. This paper aims to explore the relationship between financial literacy and investment patterns on a descriptive basis. By reviewing existing literature and analyzing empirical data, the study highlights how varying levels of financial literacy influence investment choices, risk tolerance, and portfolio diversification. The findings suggest that higher financial literacy is associated with more informed and strategic investment decisions, while lower financial literacy often leads to suboptimal financial outcomes. The paper concludes with recommendations for enhancing financial literacy to improve investment behaviors and overall financial well-being.
Keywords Financial Literacy, Investment Behavior, Risk Tolerance, Portfolio Diversification, Debt Management, Economic Literacy, Investment Awareness, Financial Decision-Making, Investment Literacy
Field Business Administration
Published In Volume 16, Issue 1, January-March 2025
Published On 2025-02-27
Cite This The Role of Financial Literacy in Investment Patterns: A Descriptive Analysis - Ashish Kumar, Dr. Ashutosh Kumar Mishra - IJSAT Volume 16, Issue 1, January-March 2025. DOI 10.71097/IJSAT.v16.i1.2121
DOI https://doi.org/10.71097/IJSAT.v16.i1.2121
Short DOI https://doi.org/g869xq
View / Download PDF File

Share this



CrossRef

CrossRef DOI is assigned to each research paper published in our journal.

IJSAT DOI prefix is
10.71097/IJSAT

Downloads
Research Paper Format Copyright Permission Form and Undertaking Form Cover Page Vol 15 Isu 4Cover Page Vol 15 Isu 3Cover Page Vol 15 Isu 2

All research papers published on this website are licensed under Creative Commons Attribution-ShareAlike 4.0 International License, and all rights belong to their respective authors/researchers.

CC-BY-SA Open Access

About IJSAT
Fees & Payment
Current Issue
Publication Archive 		Submit Research Paper
Track Submission Status
Publication Guidelines
Publication Ethics
Peer Review & Plagiarism 		Join as a Reviewer
Editors & Reviewers
Reviewer Referral Program
Get Reviewer Membership Certi. 		Website/Journal Policies
Usage Policy
Content Policies
Privacy Policy
Contact Us Message on WhatsApp +91-9687-182-185 editor@ijsat.org