
International Journal on Science and Technology
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Volume 16 Issue 2
2025
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A Distributed Machine Learning Framework for Large-Scale Credit Card Delinquency Prediction Using Apache Spark
Author(s) | Anirudh Reddy Pathe |
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Country | United States |
Abstract | With high accuracy and efficiency, in the rapidly evolving financial sector, the prediction of credit card delinquency is imperative to mitigate risk and maintain proper customer relationships. It aims to introduce a robust framework of distributed machine learning using Apache Spark, which can enhance large-scale predictive capabilities for the detection of credit card delinquency. Utilizing the scalable computing capabilities of Apache Spark, the package combines diverse advanced machine learning models with logistic regression, random forests, gradient boosting, and neural networks to address complex high-dimensional datasets often associated with financial transaction data. Such models have been deliberately chosen and optimized for their capabilities to be applied in the unified predictive model so that better accuracy and a reduction in prediction times may be achieved. This is the ensemble approach, which, due to Spark's efficient data handling and processing capabilities, allows for real-time analytics and scalable learning, which is important in handling voluminous and continuously growing financial datasets. |
Keywords | Distributed Machine Learning, Apache Spark, Credit Card Delinquency Prediction, Ensemble Methods, Neural Networks, Financial Risk Management, Big Data Analytics, Real-time Data Processing |
Published In | Volume 14, Issue 3, July-September 2023 |
Published On | 2023-07-03 |
Cite This | A Distributed Machine Learning Framework for Large-Scale Credit Card Delinquency Prediction Using Apache Spark - Anirudh Reddy Pathe - IJSAT Volume 14, Issue 3, July-September 2023. DOI 10.5281/zenodo.14613823 |
DOI | https://doi.org/10.5281/zenodo.14613823 |
Short DOI | https://doi.org/g8x2wk |
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